Nationwide Foreclosures Increase, Particularly in Florida

An analysis of data from Attom indicates that foreclosure filings in the United States have increased by 71% from 2020 to 2025. Florida reported the highest number of yearly foreclosure filings per ZIP code, followed by New Jersey, Delaware, Nevada, South Carolina, Illinois, California, Maryland, Ohio, and Arizona. Jacob Inwald, director of litigation for economic justice at Legal Services NYC, noted that economic stresses force households to make difficult financial decisions. Arizona resident Emily Arner shared her experience of losing her home to foreclosure after her husband lost his job, highlighting the precariousness of homeownership in such situations. While current foreclosure numbers are lower than during the peak of the housing crisis over 15 years ago, factors such as rising mortgage rates, property taxes, and the end of pandemic-era protections contribute to the recent increase. The analysis also revealed that homeowners of color are disproportionately affected, with annual foreclosures in majority non-white ZIP codes exceeding the national average by more than three times. Inwald emphasized the ongoing nature of the foreclosure crisis, noting that many individuals remain at risk. Advocates recommend that homeowners facing foreclosure seek assistance from reputable housing counselors and contact their state's attorney general for guidance.