Scientists estimate that there is over a 99 percent chance that California will experience one or more significant earthquakes within the next 30 years. Despite this high probability, only about 13 percent of homeowners in California currently have earthquake insurance. Approximately two-thirds of California's residential earthquake insurance policies are underwritten by the California Earthquake Authority.
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California's Earthquake Insurance Coverage and Risk Assessment
Scientists predict a greater than 99 percent likelihood of major earthquakes in California within the next three decades. Currently, only 13 percent of homeowners in the state have earthquake insurance, with two-thirds of policies provided by the California Earthquake Authority.
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California can make earthquake insurance cheaper by reducing risk
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California's Earthquake Insurance Coverage and Risk Assessment